Home/Insurance & Coverage
Most contractors write “licensed, bonded and insured” in a footer and hope nobody asks. Here are the actual details, including the gaps.
| Item | Detail |
|---|---|
| Carrier | Alfa Insurance |
| Coverage limit | $1,000,000 |
| States covered | Shown on the certificate |
| Certificate | Provided on request, before we mobilise |
| Additional insured | Available on request for commercial and builder clients |
| Item | Detail |
|---|---|
| Commercial auto | Carried |
| Equipment / inland marine | Carried |
| Workers’ compensation | Not carried. See below. |
Integrity Earthworks is a single owner-operator with no employees, which is why. It is worth knowing about, and it may matter to you: many commercial contracts, utility clients and general contractors require a workers’ compensation certificate from every subcontractor on site, with no exceptions. If your contract requires it, tell us at quote rather than at mobilisation, it is better for both of us to find out early.
| Item | Detail |
|---|---|
| Operator | John Williams |
| Heavy equipment experience | 11 years |
Any insured contractor can produce a certificate of insurance in a few minutes, it comes from their agent. Ask for it, check the dates are current, and check the coverage actually includes the work you’re asking for and the state it’s happening in. A contractor who hesitates at that question has told you something important.
Because “licensed, bonded and insured” appears in the footer of nearly every contractor website on this coast and almost none of them say by whom, for how much, for what work, or what isn’t covered. It costs us nothing to put the details on a page, including the gaps, and it means you can check before you let anyone put a machine on your property.
Want the certificate? Call (251) 454-2801 and we’ll have the agent send it.
Call and you get John Williams, not an answering service and not a dispatcher. If it’s after hours or a Sunday, send the form and you’ll have a text back and a callback first thing.
